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Construction Loans

When it comes to home construction loans, every application has a story behind it…there’s a reason you’re not buying new…there’s a reason you want to build in one place instead of another…there’s a future you see for yourself once the construction is complete. We want to hear your story, and find out how we can help make your dream happen with one of our home construction loans.

The Basics

Home construction loans typically require interest-only payments during construction and then become due once the certificate of occupancy is in your hands. The money is drawn in increments that follow along with the construction schedule, with interest charged on the total disbursed to date. However, there are several possibilities when it comes to home construction loans. We invite you to visit us to explore what’s best-suited for you.

The WESTconsin Difference

Here are some of the cut-above benefits of working with WESTconsin Credit Union for home construction loans:

  • Knowledgeable, local market decision-making

  • Up to 97% loan-to-value

  • Lot or land financing up to 90% for future construction

  • 12-month term

  • One-time closing options available

  • Loan-to-value as high as 95% on a one-time close

  • Interest-only payments during construction

A True Partner

Most lenders sell off loans to third-party institutions for servicing after the deal is done. Not us. At WESTconsin, we service every loan for the life of the loan. Consider us a partner for the long haul.

Get in touch with one of our friendly loan originators  today to find out more about the advantages of WESTconsin home construction loans!

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