Signature Loans

WESTconsin Credit Union offers signature loans that are not secured by collateral, including our lines of credit. As you pay off the balance on lines of credit, the money becomes available for you to use again. You only pay interest on the money you use.

Kwik Cash

Need a small loan in a hurry? A Kwik Cash loan allows you to conveniently borrow small amounts, up to a pre-approved limit, by calling us or using WESTconsin Online to transfer the money into your account.

  • No annual fee

  • Transfer money to your WESTconsin accounts using CALL-24 or WESTconsin Online

  • Pay nothing until a transfer occurs and there is a loan balance

  • Use what you need, then pay back with a small monthly payment and use the funds again as needed

Ready Reserve

Our Ready Reserve loans are attached to your checking account. You can transfer funds right into your checking account, or rest assured that funds are there to transfer automatically should your account become overdrawn.

  • No annual fee

  • Overdraft protection connected to your checking account

  • Also serves as a personal line of credit—transfer money using CALL-24 or WESTconsin Online

  • Pay nothing until a transfer occurs and there is a loan balance

  • Use what you need, then pay back with a small monthly payment, and use the funds again as needed

Click here for more information about Kwik Cash and Ready Reserve loans, or to access our printable application.

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CALL-24 account access-Menomonie: (715) 232-7300 Elsewhere: (888) 928-2255
To report a lost/stolen debit or credit card: (800) 449-7728

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
NCUA
National Credit Union Administration,
a U.S. Government Agency