Pam and Joe Deutsch: A financial partner to help when times get tough.

Like a lot of people in these challenging times, Pam and Joe Deutsch recently found themselves facing a potentially treacherous financial situation—the economic downturn resulted in a 50% reduction in their household income, and they worried about keeping their home and maintaining their good credit history.

Joe had some entrepreneurial ideas for businesses he could start in order to bolster their income, but he needed to finance some equipment like a truck, skid steer and trailer in order to get underway.

“Banks won’t even talk to you unless you have pay stubs,” Pam says. “But they know us as people at WESTconsin Credit Union, and Jim, the branch manager in Hudson, sat down with Joe and worked out a way to finance everything.”

And, due to some hard work by the Deutschs and good advice and guidance from WESTconsin, Pam and Joe are once again on good financial footing with their solid credit rating intact.

“The biggest advantage of having all of our accounts at WESTconsin Credit Union—like a one-stop shop—is that they can look at where we’re at, at any given time and tell us if there’s something we could be doing differently,” Pam says. “We’ve learned new ways to adjust and rebudget and to live within our means, and it gives us a brighter outlook for the future.”