Certificates

Looking for a higher rate of return with a secure investment? Share Certificates may be for you! Certificates allow you to earn a higher rate of return than a typical savings account, and are available in a variety of terms (3 to 60 months).

• Guaranteed rate of return for a fixed period of time
• Minimum to deposit is $1,000 or $5,000 (depending on certificate) or $500 if age 16 or younger
• Funds insured up to at least $100,000 by the National Credit Union Administration (NCUA)
• Great dividend rates, which become even better with Membership Value Pricing (MVP) and Volunteer Club status
• At maturity, choose from the following options:
  
  • Automatically renew principal and dividends for the same term at the prevailing rate at the time of renewal
  • Withdraw dividend earnings and renew principal
  • Reinvest the certificate in another type of investment
  • Cash in the entire certificate (there is a penalty for early withdrawal of funds from the certificate)

Click here for rates!

Step-Up Certificates

Open a WESTconsin Step-Up Certificate and we'll reward you with special benefits! You'll get a great rate and some flexibility. After your initial $5,000 deposit into this 36-month certificate, you can make additional deposits of at least $1,000 at anytime, increase the rate on the certificate one time and make a one-time withdrawal of up to 50% of the original amount of the certificate without penalty.