• Home
  • Personal
  • Debit Cards

Debit Cards

Making Purchases Simple

WESTconsin's debit card makes everyday purchases simple and quick! Swipe or tap to make purchases directly from your checking account, access funds 24 hours a day at ATM terminals, and even use it worldwide at most merchants displaying the Visa logo.

When you open a checking account at your local office, you can get your debit card issued instantly so you can start using it the same day!

Debit Card Features

  • FREE!
    Instant-issue debit cards are available at all WESTconsin offices
  • Free withdrawals and inquiries at all WESTconsin ATMs
  • Card Management - control when and how your debit card is used; temporarily deactivate your card and receive real time alerts
  • Fast, easy purchases that are automatically deducted from your WESTconsin checking account
  • Add your WESTconsin Credit Union debit card (except HSA cards) to Apple Pay, Google Pay, and Google Wallet on Fitbit to make online, in-app and in-store checkouts faster and easier with the same rewards, benefits, and protections that come with using your card - learn more about Digital Wallet

Debit Card Details

  • Pay by swiping, inserting, or tapping for easy checkouts! 
  • Purchases are limited to the available balance in your WESTconsin Credit Union checking account, or up to the daily card limit.
  • Overdraft Privilege Program - opt in to include your ATM and everyday debit card transactions (not available with HSA debit cards)
  • Business debit cards are available for business and organization accounts
  • Protect yourself by NEVER providing any personal information, including your PIN or the security code on the back of your card, to anyone who calls or emails you requesting this information

Your Debit Card is Your ATM Card

  • Free unlimited transactions/inquiries at WESTconsin owned ATMs
  • Make withdrawals, balance inquiries, and transfers worldwide at ATM terminals
  • Drive up WESTconsin ATM terminals are available 24 hours per day at all offices
  • Four (4) free ATM transactions/inquiries per month at non-WESTconsin owned ATMs (surcharges may apply from ATM owner)—up to a $1.25 charge for each additional transaction or inquiry based on Membership Value Pricing (MVP) status
  • No surcharge fee at ATMs displaying the Alliance One logo
  • The Alliance One locator can help you find the nearest ATM terminal when traveling

Upcoming Travel Plans? Submit an online travel form!

To protect your account, transactions on your debit card are monitored for suspicious activity, including locations that vary from your norm, and may be blocked when used outside of that area.

Please notify us of your travel plans at least 48 hours prior to leaving. To submit a Travel Form, login to WESTconsin Online and use the Credit & Debit Card Travel Form found under Additional Services. Leaving tomorrow or unable to access WESTconsin Online, please call our Service Center or visit any WESTconsin office.