Membership Value Pricing®

Do more with us, get more from us.

Become a Member Visit Us

We love working with you, and we'll prove it through this special rewards program.

Receive special discounts
Earn bonus dividend rates
Easy to qualify
Link household accounts for greater benefits

If you're a member-owner here, you know there's plenty to love about all the accounts and services you can access. Here's our way of thanking you for trusting us as your financial partner.

Membership Value Pricing® (MVP) enriches your membership through a few simple things you're already doing.

  • Maintain an active WESTconsin Credit Union checking account with a minimum of five posted transactions per month, excluding dividend postings, fee assessments or reversals, and backup withholdings. 
  • Maintain a minimum average monthly household loan and/or deposit balance.

MVP Levels

You can link all the eligible accounts in your household to get to the best MVP status possible.

Keep in mind, linking household accounts for MVP status doesn't automatically grant joint ownership on the accounts.

  • Basic MVP - No qualifications. If you’re a member, you’re Basic MVP!
  • Silver MVP - Combined Household Monthly Average Balance (deposits and/or loans*) exceeds $15,000. 
  • Gold MVP - Combined Household Monthly Average Balance (deposits and/or loans*) exceeds $30,000 OR a current first mortgage loan (with a balance) through WESTconsin Credit Union.
BenefitsBasic MVPSilver MVPGold MVP
Preferred Checking Monthly Fee$7$4FREE
Debit Card ATM transactions/inquiries**
WESTconsin-owned ATMs = FREE unlimited transactions.
Non-WESTconsin ATMs = four (4) free per month (Surcharges may apply from ATM owner)		$1.25$0.75FREE
Money Orders and Corporate Checks
$3$1.50FREE
Loan Annual Percentage Rate (APR) Discount on New Personal Loans
(remains through loan period)		No Discount.25% discount.50% discount
Safe Deposit BoxesNo Discount.25% discount.50% discount
Visa Credit Card APR DiscountNo Discount.25% discount.50% discount
Bonus Certificate Dividend Rate
(remains through certificate period)		No Additional Dividend Rate.15% additional.35% additional
Real Estate Closing Cost DiscountNo Discount$50 discount$100 discount

**Member transactions/inquiries via ATM from their eSmart Checking will not be assessed an ATM fee by WESTconsin; if using non-WESTconsin ATM, surcharges may apply from ATM owner.

How MVP® Works

MVP status is determined at the end of each month by reviewing your balances and services. Based on this review, you’ll receive the perks of Basic, Silver, or Gold status until your MVP level is reassessed at the end of the next month. Since MVP status is calculated monthly, you may move between levels from month to month, and applicable charges may adjust accordingly.

Life happens - we get it. That’s why outstanding negative account balances no longer disqualify you from MVP eligibility. Additionally, any loan that is 31 days or more past due during a given month will not be included in that month’s qualifying calculations.

Please note: MVP status only applies to personal accounts; business accounts are not eligible.

Helpful Tip | Link Your Household Accounts

Linking accounts with immediate family members who live at the same address, such as spouse, parents, children, and stepchildren, can help qualify you for a Silver or Gold MVP status! Linking households for MVP status will not automatically grant account joint ownership on the accounts, it is strictly to help you get the best MVP status possible. Call us at (800) 924-0022 to see if linking accounts is beneficial for you!

WESTconsin Credit Union serves members in Wisconsin and in Minnesota. Find a location near you.

Helpful Resources

Find an Office
Locate the nearest a WESTconsin office near you.
Read Our Blog
Check out articles on a wide variety of financial topics.
Financial Education
Explore our financial literacy program and seminars.
​Financial Calculators
Run the numbers on loans, savings goals and more.

Learn why members love to bank with us

See stories of happy members and find out if you're eligible to join us.
Become a Member