Share Certificates

Ramp up your savings with some of our highest dividend rates.

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Great rates and guaranteed returns provide endless options and opportunity!

Minimum deposit of $1,000*
Grow earnings at a fixed rate
Savings periods from 3 to 60 months
Longer terms often pay higher dividends

It's never been easier to save when you open a WESTconsin Share Certificate! A high-rate return allows your savings to grow without the risk, just like a certificate of deposit (CD). Lock in rates for a set period of time and let your money do the hard work for you.

Whether you're saving for a purchase in the short term or making important plans for retirement, share certificates help you diversify your savings strategy.

  • Minimum deposit ranges from $1,000 to $5,000, including $500 for members age 16 and younger
  • Great dividend rates,which become better with Membership Value Pricing®
  • Funds insured up to at least $250,000 by the National Credit Union Administration (NCUA)

Step-Up Certificates

To really max out your savings potential, check out our 36-month Step-Up Certificate.
  • Open with a $5,000 initial deposit 
  • Make additional deposits of at least $1,000 anytime
  • Increase the rate on the certificate one time
  • Make a one-time withdrawal of up to 50% of the original amount of the share certificate without penalty

You Have Options When Your Certificate Matures

After watching your money grow and the term is up, there's plenty you can do with those new earnings!
  • Automatically renew the certificate's principal and dividends for the same term at the current rate at the time of renewal
  • Withdraw dividend earnings and renew the certificate's principal
  • Reinvest the share certificate in another type of investment
  • Cash it in

WESTconsin Credit Union serves members in Wisconsin and in Minnesota. Find a location near you.

Start saving for tomorrow today.

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