Health Savings Accounts

Save today for future medical expenses.

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Set aside money for emergency and routine care with a Health Savings Account.

For individuals and families with high-deductible medical coverage
Set aside thousands of dollars each year
Cover a range of physician, hospital, mental health, dental, and vision care
Enjoy certain tax benefits

When you or a family member becomes ill or gets injured, the focus should be on getting well again, not whether you can afford treatment. With an HSA from WESTconsin, you can save money for the care you deserve. Open a standard HSA or a 12-month HSA Share Certificate with a higher dividend rate.

  • Individuals and/or employers can contribute to an HSA up to the annual contribution limit
  • People ages 55 and older can make additional "catch-up" contributions each year 
  • Contributions are tax-deductible, interest earnings are tax-exempt, and distributions for qualified expenses are tax-free
  • Manage your account through WESTconsin Online, in your local office, or through a debit card and checks
  • Account interest rates are tiered, so the more you save the more you earn
  • Unused funds automatically roll over to the next year

Here's How You Qualify

  • You are covered by a qualified, high-deductible health insurance plan
  • You are not covered by any other health insurance that is not a high-deductible plan
  • You are not enrolled in Medicare
  • You are not receiving, or have not received, veterans medical benefits in the previous three months
  • You are not claimed as a dependent on another individual’s tax return

To make sure you qualify, you should consult with a qualified tax advisor or your insurance company.

WESTconsin Credit Union serves members in Wisconsin and in Minnesota. Find a location near you.

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