Personal Lines of Credit

Money you can access in a pinch.

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A line of credit can offer the lifeline you need.

Two line of credit options
No collateral needed
Access funds anytime

These lines of credit can be the perfect backup plan whenever you need access to extra money. Your good credit history and signature help you qualify up to a preapproved limit, then you're free to take care of whatever comes your way.

Kwik Cash

When you need money for an unexpected expense or you're coming up a little short for a purchase you need to make, Kwik Cash is available immediately at an affordable rate that's often lower than credit cards.
  • No annual fee
  • Transfer money to your WESTconsin accounts using Online Banking and our Mobile App
  • Pay only when you use the funds; there's no fee to keep Kwik Cash available
  • Money becomes available again as you make monthly payments

Ready Reserve

We know life happens. Ready Reserve comes into play as a safety net for your personal finances.

Use it to back up your WESTconsin checking account after an occasional overdraft and get immediate access to funds you need. 

  • No annual fee
  • Automatically transfers money to cover overdrafts
  • Pay only when you use the funds; there's no fee to keep Ready Reserve available
  • Money becomes available again as you make monthly payments
  • A more affordable option than payday loans or title loans

WESTconsin Credit Union serves members in Wisconsin and in Minnesota. Find a location near you.

We make it easy to apply.

Apply Now

Helpful Resources

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