Agricultural Loans

You work the land. We work for you. Find an Ag Loan for your particular needs.

Borrow up to 80% loan-to-value

Quick, local decisions from ag experts

Competitive rates

Flexible payment options to fit your budget

There's a long, proud agricultural history in our parts of Wisconsin and Minnesota. And we're equally proud to support the farmers and ranchers who turn to us for affordable financing for farmland, equipment, livestock, and more. We'll work with you to understand your operational needs and create a loan program that factors in your cash flow, seasonal revenue, and overall finances.

Purchase land or expand your existing farm or ranch
Construct or repair farm buildings
Cover operational costs such as seed and fertilizer
Upgrade tractors, combines, and other heavy machinery
Install or improve irrigation systems

Apply for Loans Under $300,000

Access our Loan Portal.
Navigate to the Business tab.
Click on Vehicle Loans when applying for a loan with collateral that will hold a title. Select Other Business Loans for all other types of loans and collateral.
Set your role as primary and provide your name.
If your business has additional owners, select Add Joint Applicant.
Choose Guarantor as their applicant type.
Follow the remaining prompts in the application.
Once finished, you'll receive an email confirming we received your application

Apply for Loans Over $300,000

Please contact a Business Loan Officer to discuss your project, review the steps to apply for your loan, and send your confidential information securely.

The following items will be requested as part of your application process.

Personal Financial Statement for all owners with 20% or more ownership
- For existing members that have completed this form previously and would like to provide updates to that form, contact your Business Loan Officer
3 years of business, personal and affiliated company tax returns
Current profit and loss statement and balance sheet
Business Debt Schedule
Filed Articles of Organization

For Requests Secured by Other Farm Assets

Inventory list of existing equipment
Purchase agreement, if applicable when available for equipment purchases
Historic milk production data, if applicable
Historic and projected crop yield and crop plan, if applicable
Cash Flow Projection may be required with crop plan expansion
Breakdown of crop input cost to be included in the loan request, if applicable

For Real Estate Projects

Building cost projections, if applicable for construction projects
Purchase agreement, if applicable for real estate purchases when available
Projections or detail on projected rents and expenses, if applicable for new rental properties

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