Preferred Checking Account

Financial tools and money-saving perks combined into one sweet package!

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From shopping discounts to phone protection, this account has you covered!

Local and national retailer discounts
Roadside assistance
ID theft resolution services

You work hard, so you deserve to be rewarded. With our Preferred Checking Account, you gain access to all kinds of benefits, bargains, and services - and you can easily access most of them through the WESTconsin Rewards app for Apple and Android devices.

  • Shop local, save local with WESTconsin Rewards: Local discounts and national retailer deals save you money on shopping, dining, travel, and more, powered by BaZing.
  • Cell phone protection:1,2 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
  • Roadside assistance: Available 24/7 and free to use, up to $80 in covered service charges.
  • Health savings card: Save money on prescriptions, eye exams, frames, lenses, and hearing services.
  • ID theft aid:1,2,3 Payment card fraud resolution, identity theft monitoring and resolution, and credit monitoring.
  • Exclusive member benefits for only $7 per month, discounted to: $4 per month - Silver level Membership Value Pricing (MVP) members/households; FREE - Gold level MVP members/households.
  • No monthly or per item charges
  • Dividends earned on all balances
  • No minimum balance required
  • One box of custom checks per year FREE
  • FREE money orders

Access Your Benefits

  1. With your smartphone/device, download the WESTconsin Rewards App from Google Play or the App Store. Or visit BaZing.com on your computer and click Get Started.
  2. Log in using your email and the temporary password sent to you via email upon opening your account. If you don't get an activation email, please contact us at (800) 924-0022.
  3. Follow the on-screen prompts to complete your enrollment.
  4. Click on ID Theft Aid, then the "Identity Monitoring" tile and enter your information to take full advantage of the robust ID theft monitoring services you have access to.
  5. Start enjoying all that your Preferred Checking account has to offer.

Questions about BaZing Benefits?

Contact BaZing Customer Service online or call 855.822.9464 (8 a.m.-5 p.m. CT, Monday-Friday).

WESTconsin Credit Union serves members in Wisconsin and in Minnesota. Find a location near you.

Frequently asked questions

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Yes, to open a checking account at WESTconsin Credit Union you need to be a member. To become a member of WESTconsin Credit Union, you will be required to open and maintain a Membership Savings Account. A Membership Savings Account can be opened for you with a $5 minimum balance.

We will ask for your name, address, date of birth, and other information, such as a taxpayer identification number, that will allow us to identify you. We may also ask to see your valid driver’s license and/or other identifying documents, due to a federal requirement that all financial institutions verify and record information that identifies each person who opens an account.

When you open a checking account, we will ask questions to better understand you as a member and to understand the purpose and type of activity to be expected on your account. To comply with updated Customer Due Diligence (CDD) rules, we may ask additional questions regarding your intended purpose for your checking account.

Free Instant-issue debit cards are available at all WESTconsin offices. You will leave with your debit card in hand the day you open your account.

Yes, you can manage automatic payments and recurring transfers through WESTconsin Online, at your local office, or by calling our Service Center. *Subject to checking account type.

Yes, you can access your account information for direct deposit on WESTconsin Online by printing a direct deposit checking form, by inquiring at your local office, or by calling our Service Center. *Subject to checking account type.

Yes, WESTconsin Credit Union makes ordering, and reordering, checks easy. You will have the option to order checks during account opening, or later at your local office, or by calling our Service Center. Reordering your checks can also be done online through WESTconsin Online.

*Subject to checking account type.

WESTconsin Credit Union offers youth savings accounts to those under 18 years of age that are structured to encourage and reward savings. The minor may also open a checking account with a parent/guardian on the account. *Subject to vary dependent on age of minor and credit history of the parent/guardian.

Although we no longer offer this account WESTconsin Credit Union continues to service the following Legacy Checking Account:

Adds Up Checking

Financial Advantages:

  • Unlimited Check Clearing
  • $500 Minimum Balance Requirement to avoid monthly service fee
  • Overdraft Protection Services available
  • Higher Annual Percentage Yield (APY) applies on first $15,000 if all requirements are satisfied
  • Balances above $15,000 will earn Membership Savings APY if all requirements are satisfied
  • All balances will earn Preferred Checking APY if requirements are not satisfied

Requirements:

  • Receive monthly direct deposit from a primary source of income
  • Complete 15 or more posted merchant purchase (point of sale transactions), using a debit card during each statement month. ATM withdrawals are not included
  • Receive monthly statements as an eStatement. Member must sign up and register for eStatements through WESTconsin Online
  • Limit one AddsUp checking account per household. A household cannot have both an AddsUp and Preferred Checking

A better checking account starts with WESTconsin.

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Helpful Resources

Budget & Debt Calculators
Create a budget, track your activity, and manage your debt. 
Order Checks
Quickly and easily order checks online.
Routing & Account Numbers
Get our routing number and find your account number.
Find an Office
Locate the nearest a WESTconsin office near you.
Mobile Banking App
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With online banking you can check balances, pay bills and much more.
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